
Vacation Home Co-Ownership vs. Renting
Tired of spending thousands on vacation rentals each year?
If you travel to the same destination often, co-ownership offers a smarter alternative.
This approach enables you to enjoy long-term savings, guaranteed availability during peak seasons, and a luxury home that’s always ready when you are.
A good first step is to begin by looking into well-established platforms that facilitate co-ownership of high-end second homes
CO-Ownership Platforms
One of the largest and most recognized platforms, offering luxury homes across the U.S. and Europe with smart scheduling and resale options.
Pacaso offers curated luxury homes in top national and international markets, with a seamless tech-enabled scheduling app and full-service property management. Financing options are also available. Learn more
Ember buys or builds luxury vacation homes valued between $1.5 and $5 million in sought-after U.S. destinations. With certain properties owners can choose to rent out unused time. Learn more
A Utah-based company that offers a unique opportunity for individuals to diversify their investment portfolio and access luxury assets. Learn more
A Europe-based co-ownership platform offering access to luxury homes in top Mediterranean destinations like Spain, France, and Italy. Lazazu combines sustainability with seamless management and a tech-driven co-ownership experience. Learn more
Featured Co-ownership Platforms
Explore reputable platforms that focus on luxury vacation homes:
One of the largest and most recognized platforms, offering luxury homes across the U.S. and Europe with smart scheduling and resale options.
Pacaso offers curated luxury homes in top national and international markets, with a seamless tech-enabled scheduling app and full-service property management. Financing options are also available.
Pacaso consistently emerges as the gold standard for luxury vacation home co-ownership.

Lazazu
A Europe-based co-ownership platform offering access to luxury homes in top Mediterranean destinations like Spain, France, and Italy. Lazazu combines sustainability with seamless management and a tech-driven co-ownership experience.

Ember buys or builds luxury vacation homes valued between $1.5 and $5 million in sought-after U.S. destinations. With certain properties owners can choose to rent out unused time.

FAQs
Timeshares typically offer usage rights, not actual ownership. With co-ownership, you hold a deeded share of the property, just like traditional real estate.
Yes. With most modern platforms, you can sell your ownership interest when you’re ready, often with appreciation if the market rises.
Most co-ownership models use a digital scheduling system to ensure fair and flexible access throughout the year. Some allow advanced planning, others offer rotating priority.
Co-owners share expenses like property taxes, maintenance, insurance, and management fees. All costs are disclosed upfront and divided proportionally.
Some platforms partner with lenders to offer fractional financing. This can make co-ownership even more accessible depending on your financial goals.